Insurance

Vendor Insurance Requirements

All CTE vendors must meet these insurance requirements in order to become an approved vendor.

  • Executed insurance and idemnification terms (Service & Transport Vendors)
  • Current certificate of insurance per requirements (Service & Transport Vendors)
  • Additional insured endorsement on Commercial General Liability (including Products and Completed Operations) and Automobile Liability in favor of CTE
  • Waiver of subrogation endorsement on Workers' Compensation, Commercial General Liability, and Automobile Liability in favor of CTE
  • Executed general safety/hazard agreement (Service & Transport Vendors)
  • CTE reserves the right to request additional insurance limits, policies, or endorsements
  • Umbrella/Excess Liability in excess of the Commercial General Liability, Automobile Liability and Employers Liability
  • Insurance Carrier will be admitted in the State of Operations and have a Best Rating of A- VII or higher
Type of Insurance Goods Services Transport

Commercial General Liability
General Aggregate
Products-Completed Operations
Personal & Advertising Injury
Each Occurrence


$2,000,000
$1,000,000
$1,000,000
$1,000,000

$2,000,000
$1,000,000
$1,000,000
$1,000,000
$2,000,000
$1,000,000
$1,000,000
$1,000,000
Auto Liability
All Company-Owned Vehicles - Combined Single Limit
Hired & Non-Owned Vehicles - Combined Single Limit


$1,000,000

$1,000,000


$1,000,000

$1,000,000


$1,000,000

$1,000,000

Motor Truck Cargo N/A N/A $250,000 or equipment value, whichever is greater
Workers' Compensation
All Employees
Statutory Statutory Statutory
Employers' Liability
Each Accident
Disease - Policy Limit
Disease - Each Employee

$500,000
$500,000
$500,000

$500,000
$500,000
$500,000

$500,000
$500,000
$500,000
Umbrella/Excess Liability N/A $1,000,000 $1,000,000
Professional Liability (Errors & Omissions)
(if applicable)
Per Occurrence
Aggregate



N/A
N/A



$1,000,000
$2,000,000



N/A
N/A
Professional Liability 
(if applicable)
Per Occurrence
Aggregate
 

$1,000,000
$1,000,000